Stripe vs Merchant of Record
Comparing two paths for global SaaS expansion.
Who this is for
If you are evaluating your global SaaS payments setup, this comparison is for you.
Quick summary
- Stripe: more flexibility, more responsibility
- Merchant of Record: less operational burden, different pricing model
Key differences
| Category | Stripe | Merchant of Record |
|---|---|---|
| Tax responsibility | You handle it | Provider handles it |
| Invoicing | Extra tooling may be needed | Often included |
| Global complexity | Higher | Lower |
| Best stage | Early/simple setups | International growth |
Need help thinking through your global SaaS setup?
If you're building a global SaaS product or evaluating payments, VAT, billing, or a Merchant of Record, feel free to reach out.
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